Climate change is reshaping the age-friendliness of community settings, with significant implications for healthy ageing. These impacts are particularly pronounced in rural areas, where populations are often older and more exposed to climate-related events and hazards when compared with urban settings. This research examines how rural local governments consider the climate adaptation needs and capacities of older people within council strategies, plans and programs. A two-stage qualitative methodology was employed. First, a critical policy analysis was conducted of climate, health, and ageing-related plans and strategies across 48 Victorian rural local governments. Second, semi-structured interviews were undertaken with Victorian rural and regional local government employees (n = 26) responsible for planning and program design related to healthy ageing, climate adaptation and resilience. Data were analysed thematically to examine current and anticipated climate impacts on older rural residents, existing planning and programmatic responses, and challenges to supporting age-friendly, climate-resilient rural communities. Findings indicate that while older people make significant contributions to rural climate resilience, climate change is affecting both older people’s capacity to engage with their rural environments and the ability of rural organisations to support healthy ageing. While local governments are assuming some responsibility for fostering age-friendly, climate-resilient rural communities, and see a role for local government in this area, they are constrained by regulatory limitations, gaps in knowledge, and insufficient resources. These findings provide critical insights into the ways governments and communities can better support ageing in place in the context of a changing climate.