Older adults living in rural and regional communities face heightened risks during disasters and extreme climate events, where social isolation, limited transport and restricted access to services intersect with policy and infrastructure gaps. Community organisations are increasingly expected to support preparedness, response and recovery, yet little is known about their capacity to do so or how responsibility is understood within current disaster arrangements. This study examined the role, capacity and perceived social responsibility of community organisations in supporting older adults in disaster and extreme climate contexts, with implications for policy and planning. A qualitative study was conducted in rural and regional Victoria using semi‑structured interviews with sixteen leaders and members of community organisations, including Men’s Sheds, Neighbourhood Houses, community health services, Probus and the Country Women’s Association. Data were analysed thematically using a social responsibility framework informed by community resilience and disaster policy literature. Findings indicate that climate‑related risks are understood as shared across place‑based communities, with responsibility for supporting older adults viewed as part of a collective approach. Community organisations contributed through providing social connection, heat refuges, education, informal welfare checks and practical assistance. However, their contribution was constrained by limited resources, staffing and transport, and the availability of safe community infrastructure. Older adults were recognised not only as recipients of support, but as potential community assets in preparedness and recovery. The findings highlight the need for policy and planning frameworks that recognise and support older adults and community organisations as active assets in disaster and climate responses.